Bank

The UK has long been one of the major financial centres of the world with residents having a number of different banks to choose from, each offering various packages tailored towards different needs.

In the UK most current accounts and credit cards are free and is there no need to pay banking fees to open an account.

Before you decide on a preferred bank, take into consideration which branches are convenient to your home and place of work. Check the opening hours and who offers the best credit cards in the UK for your budget.

Current Account

Opening a current account is an easy process. The simplest way is to complete an application online, though many banks do allow you to open an account in person or over the phone if you prefer.

The application form will ask you a number of questions regarding your personal and financial circumstances, and usually takes about 10 minutes to complete.

Most Popular Current Accounts

  • HSBC
  • RBS
  • TSB
  • Barclays
  • Santander
  • Nationwide

Credit Card

A credit card allows you to spread the cost of your spending. When you use a credit card to make a purchase, you borrow money from the credit card provider on a flexible contract. That means that you can pay back any amount over the minimum payment each month without penalty.

It’s worth considering who offers the best credit cards in the UK for your needs when choosing a bank. However you should note that credit rating is important in the UK and using a credit card responsibly and always paying your bill on time is crucial. This will go some way to starting to build your all-important credit score.

Latest Articles

Carer home UK

Carer Jobs in UK with Visa Sponsorship [2025]

In recent years, the UK has experienced increasing demand for carers to provide support for its aging population. Carer jobs in UK with visa sponsorship is one of the most popular visa routes due to a skills shortage throughout the country. The most popular visa route is the Health and Care Worker but there is […]

Luss Loch Lomond weekend away in the UK

Top 10 – Best Weekend Away in the UK

When looking for an ideal weekend away in the UK, it is important to choose a place to match what you want to do! The UK has modern bustling cities such as London and Edinburgh to quiet, peaceful and rural areas such as the Scottish Highlands and Cornwall. We have picked out our favourite top […]

Peak District Hikes

5 of the Best Peak District Hikes [2024]

Walking in the Peak District offers views of a stunning national park with its rolling hills, deep valleys and wildlife. There are multiple Peak District hikes and walks to challenge yourself regardless of fitness level. In this article we will walk through our favourite Peak District hikes as well as what to pack, best time […]

4 Ways to get a Skilled Work Visa for UK in 2024 [Apply]

Emigrating on a skilled work visa for UK for many is a popular choice. The UK is experiencing a shortage of skilled workers in many sectors and is looking international to help reduce the skills gap. Many of the UK sponsor visas can lead to permanent residency in England, Scotland, Wales and Northern Ireland. Most […]

How to get Work Permit for UK without Job Offer? [2024]

Most work visas will require you to find companies that offer sponsorship in the UK in order to live and work here, but there are still ways to obtain a work permit for UK without job offer. There are six work visas that we have listed below that do not require you to be sponsored […]

PSW in UK, students graduating

PSW in UK 2024 – [Graduate Visa]

PSW in UK or a Post Work Study permit, is a visa that allows international students who have graduated from a UK university to stay in the country after graduation. The UK Graduate Visa allows you to live and work for up to three years after your studies, depending on if you achieved a bachelors […]

Homes for Rent in the UK [2024]

Homes for rent in the UK in 2024 can be a difficult process when you are new to the country. When you move to the UK for work, you are most likely to rent in the beginning. In 2023, net migration in to the UK was 672,000 with many newcomers moving to popular cities such […]

Planes with UK flag on them - Immigration Salary List

Immigration Salary List UK (ISL) [2024]

The Immigration Salary List (ISL) will replace the Shortage Occupation List (SOL) in the United Kingdom from the 4th of April 2024. The ISL contains 23 occupations that are most in demand in the UK for 2024, the list will be updated on an annual basis. There is some changes from the SOL including eligibility […]